Cost-sharing design matters: A comparison of the rebate and deductible in healthcare
Remmerswaal,Minke Boone,Jan Douven,R.C.M.H. Bijlsma,Michiel
Remmerswaal,Minke
Boone,Jan
Douven,R.C.M.H.
Bijlsma,Michiel
Abstract
Since 2006, the Dutch population has faced two different cost-sharing schemes in health insurance for curative care: a mandatory rebate in 2006 and 2007, and a mandatory deductible since 2008. With administrative data for the entire Dutch population and using a difference-in-differences design, we compare the effect of these schemes on healthcare consumption. We draw upon a regression discontinuity design to extrapolate effects to the cut-off age 18 and incorporate the size of the cost-sharing scheme. Our estimate shows that for individuals around the age of eighteen, one euro of the deductible reduces healthcare expenditures 18 eurocents more than one euro of the rebate. This demonstrates that different designs of a cost-sharing scheme can have substantially different effects on total healthcare expenditure. (C) 2019 Elsevier B.V. All rights reserved.
Description
Date
2019-02
Journal Title
Journal ISSN
Volume Title
Publisher
Research Projects
Organizational Units
Journal Issue
Keywords
Cost-sharing, DEMAND, Deductible, Difference-in-differences design, Healthcare consumption, INSURANCE, Panel data, Rebate, Regression discontinuity design
Citation
Remmerswaal, M, Boone, J, Douven, R C M H & Bijlsma, M 2019, 'Cost-sharing design matters : A comparison of the rebate and deductible in healthcare', Journal of Public Economics, vol. 170, pp. 83-97. https://doi.org/10.1016/j.jpubeco.2019.01.008
License
info:eu-repo/semantics/closedAccess